Conforming and Jumbo Loan Program
For more than 18 years, Adam Mortgage
has been helping people make their most significant purchase: a HOME.
We offer a full menu of home loans for every need.
- Conventional conforming
mortgages to $417,000 (FNMA & FHLMC)
- Jumbo mortgages from $417,001 to
$5 million plus
- Adjustable Rate Mortgages,
including 1 Year Treasury, 6 month Libor
- Conforming Balloons - 3, 5,&
7 year fixed rates, amortized over 30 years
- 80/10/10 & 80/15/5 programs
with no private mortgage insurance
- 24 hour APPROVALS. (Desktop Underwriting and Loan Prospector)
- Lot/ Construction financing are
- HARP Financing
Government Loan Programs
As an excellent alternative to
traditional home financing, our government loan programs offer
first-time buyers the ability to purchase a home with a smaller down
payment and more flexible underwriting guidelines.
- Years of experience with
- Competitive pricing & quick
- LP underwriting with 24 hour
If you are considering building or
remodeling a home, we offer a One-Time Close construction loan
program. There are many advantages for you and the
builder. There are only one set of closing costs for both
construction and permanent financing and your interest rate is locked
at time of closing. This program has been very popular with all
parties and will save you money. We also offer the construction and permanent loan programs.
Home Equity Loans
The equity is the difference between
what you owe on your house and what it is worth. You have access
to this dollar value and can borrow a percentage of the home's value
to pay the closing costs, consolidate bills, home improvement
projects, finance a child's education or whatever your need may be.
Refinance to Lower
Interest Rates and Terms
When you refinance your home, you can
obtain three objectives. One of the benefits derived from
lowering your interest rate is lowering your monthly payment.
Secondly, you can reduce the term of your mortgage which will save you
thousands of dollars in future interest payments and allow you to pay
off your mortgage early. The closing cost associated with
refinancing can be included in your new mortgage with "no"
money out-of-pocket. And finally, you can also obtain
"cash" from the equity in your home when you refinance.
With over 25 years of experience in
developing, constructing and financing commercial properties, we can
organize the interim and permanent financing for:
- Office Buildings
- Shopping Centers
- Hotels and Churches
- And any other non-residential